Building Retirements, Planning Businesses

Advanced Benefit Designs

Find the best financial plan, for your kids, business, or retirement today!  Learn more about us, or contact us and we'll set up an appointment.

finance

Kevin Smith

Advanced Benefits Designs

I have been in the insurance industry for over 25 years. Working in the Health Insurance industry my career rose from a sales Associate to Manger and finally Director.

In 1999, I began my own company Advanced Benefit Designs located in Doylestown, PA.

We work with local Independent businesses and help them provide group benefit programs to protect themselves and their employees. We develop customized plans that enable business owners to attract an hold onto top talented employees and develop plans that ensure a happy and successful retirement.


Our Mission

At Advanced Benefits Design, we design financial plans that protect yourself, your estate, kids, and businesses.  We use the best financial tools, to ensure you have a good retirement plan, and that your estate is secure from debt.


Our Services

Living Benefits

Are you still protecting your family and finances with the "old kind" of life insurance that only pays out if you die? Living Benefits life insurance is the new, evolved kind of life insurance. With Living Benefits, you have the power to accelerate your death benefit while you're still living if you suffer a heart attack, cancer diagnosis, stroke, or any other Critical, Chronic, or Terminal illness. Living Benefits safeguard your family from the cause of 50% of the bankruptcies in the U.S. every year - medical bankruptcy following a critical illness.

Tax-Free Retirement

Life insurance has changed drastically in the last 25 years! Learn how Indexed Universal Life Insurance (IUL) can capture market growth while providing protection from market losses. This unique wealth-accumulation vehicle provides policy-holders with the potential to enjoy a happy, healthy, tax-advantaged retirement.

Mortgage Protection

A Mortgage Protection Plan is the smartest, most efficient way to safeguard your most important assets. These simple, affordable plans protect you and your family from slipping into foreclosure if unexpected events occur that could threaten your ability to make your mortgage payments on time.

IUL for Kids

Ever wondered about the best way to get them off on the right foot financially? Learn how Indexed Universal Life can help you build a powerful financial foundation for your child. These plans harness the power of compound interest while providing several unique side benefits.

Business Preservation

If you’re a business owner, you’re busy, and busy is good! Proper planning, however, is something every smart business owner has to take time to prioritize.

Fixed Indexed Annuities

By combining downside protection with upside potential, an indexed annuity can provide the balanced, sensible investment approach retirement savers are seeking.

Estate Planning

Are your ducks in a row? Planning for what happens to your stuff when you’re gone isn’t supposed to be the most pleasant activity in the world, but it is absolutely critical to make sure that what you want to have happen happens if the worst thing that can happen… happens! Watch the video above to find out why estate planning is so important and discover the one easy step you can take to get started.

Contact Us

Doylestown, PA 18902

FAQs

  • What is Advanced Benefit Design?

    We are a financial advice firm that can guide you through a variety of different financial tools that can protect you from risks.  This includes living benefit life insurance, mortgage protection, and IUL for Kids, and Estate Planning.  

  • I already have a life insurance policy, why do I need a living benefits plan?

    Living benefits, provide additional benefits to a life insurance policy which support dependents incase of a critical or debilitating illness.  In the event that you are suffering from a Critical, Chronic, or Terminal illness, you’d be able to accelerate the benefits to protect yourself and your estate from medical bankruptcy.

  • How do I make a tax-free retirement plan?

    IUL’s provide an effective tool to grow your investments during stock market booms, that also cap your investment losses during a stock market decline.  This program’s benefits are tax free, and can payout after retirement in a steady income stream.

  • What benefits do a Mortgage Protection Plan provide?

    If you pass away or if you become too sick to make mortgage payments, the Mortgage Protection Plan will send you or your beneficiary money in order to pay off your mortgage.  This can protect new homeowners or their families from bankruptcy or foreclosure in the event of a major life crisis.

  • What kind of services can you provide my business?

    We look into your business and give you personal advice on how to transfer, sell, or use your business for retirement.  We also guide you through a variety of contingencies in case a key member of your staff or partner is unable to continue working for that business.  With so many issues to plan and prepare for, give us a call today to help protect your business and plan for the future.

  • What do you do for Estate Planning?

    We will go over with you your will, set up trusts, and work on securing estate exemptions that can shield your estate from unnecessary taxes or arbitrations.  We can assist you in setting a power of attorney and choosing an executor for your will.  

  • What are Fixed Indexed Annuities?

    With the loss of pensions, annuities can be used to provide stable fixed income during retirement.  Fixed Indexed Annuities credits will index the interest rate of your annuity while providing both ceiling and floor to minimize risk, in the face of an economic downturn.  This means that you won’t lose the principle of your investment if there is a recession.

  • Why would my kids need an IUL?

    Investing in an IUL now, would give your child a safe, protected, and tax-free investment that they could cash out for any reason, or use as a retirement fund when they retire.

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